> ## Documentation Index
> Fetch the complete documentation index at: https://docs.skinloop.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Payouts

> Understand eligibility, fees, quotes, and processing time.

## Prerequisites

Payouts require an authenticated merchant dashboard user, sufficient settled
available balance, and an eligible destination. The minimum gross request is
`$10.00`. These are first-party dashboard operations authenticated by a Clerk
session. They are not API-key endpoints for unattended merchant servers.

## Fees and quote

Create a short-lived quote before requesting a payout. The quote shows the
gross amount, a 0% transaction fee, a 4% payout fee rounded to the nearest
cent, a fixed `$2.00` Ethereum/ERC20 network fee, and the net USDT amount.
Skinloop uses a fixed accounting conversion of `$1.00 USD = 1.00 USDT`; it does
not fetch or apply a market exchange rate.

The amount entered is the gross USD amount deducted from the merchant's
available balance. For a `$30.00` request, the 4% fee is `$1.20`, the fixed
network fee is `$2.00`, and the merchant receives exactly `26.80 USDT`.
Consuming the quote within five minutes locks the gross amount, fees,
destination, and exact USDT amount.

| Term                     | Policy                                   |
| ------------------------ | ---------------------------------------- |
| Asset and network        | USDT on Ethereum (ERC20)                 |
| Minimum gross amount     | \$10.00                                  |
| Merchant transaction fee | 0%                                       |
| Payout fee               | 4%                                       |
| ERC20 network fee        | Fixed \$2.00                             |
| Conversion               | Fixed 1 USD = 1 USDT after fees          |
| Processing               | Manual review and payout within 24 hours |

## Manual review

An accepted payout remains fixed during manual review. An administrator reviews
the merchant, balance, transaction history, destination, and payout request,
then sends the exact quoted USDT amount and records approval. The administrator
cannot change the gross amount, fees, destination, or USDT amount on that
request.

Skinloop carries any USDT/USD price movement and actual network-cost difference
after the quote is accepted. Even if review is delayed, the merchant receives
the locked USDT amount. A rejected or cancelled payout returns the reserved
gross USD amount to the merchant's available balance; changing any quoted term
requires a new quote.

## Eligibility and result

CS2 funds are payout-eligible only after verified provider completion following
the Steam hold (up to eight days). Rust is eligible after verified provider
completion, without a standard hold. There is no independent application timer.
Every request is reviewed before processing and can be `requested`,
`under_review`, `approved`, `rejected`, `processing`, `completed`, `failed`, or
`cancelled`.

**Next:** request a quote in the dashboard, confirm its destination and fees,
then submit it once with an idempotency key. For help, contact
[support@skinloop.io](mailto:support@skinloop.io).